Removal from the Rooftop Mortgages and other lender panels: Why they do it and how to get reinstated

  • Persistent non-compliance with post completion requirements set by Rooftop Mortgages
  • Breaches of Rooftop Mortgages conveyancing panel Terms and Conditions
  • Persistent delays in registering security on behalf of Rooftop Mortgages Delays or failure to register the Rooftop Mortgages charge may result in referral to external lawyers of Rooftop Mortgages to complete outstanding requirements.
  • Rooftop Mortgages may terminate membership of its conveyancing panel where a firm provides false answers in its application form or in relation to any future requests for information.
  • Non-compliance with the Rooftop Mortgages panel requirements, the written instructions that Rooftop Mortgages provide and the UK Finance Lenders’ Handbook or any alternative set of standard instructions to which Rooftop Mortgages may subsequently adopt.

Frequently asked questions concerning Rooftop Mortgages panel reinstatement

  • Do any avenues remain open if our reinstatement panel submission with Rooftop Mortgages is refused?
  • What will happen if our Rooftop Mortgages panel reinstatement application is declined and our client has a mortgage offer with the Rooftop Mortgages?
  • Does my practice need to apply annually to remain on the Rooftop Mortgages conveyancing panel?
  • Can this firm act for Rooftop Mortgages while the application for reinstatement on the Rooftop Mortgages panel is being progressed? How do I know if our reinstatement application to the Rooftop Mortgages panel is approved?
  • Am I restricted as to the number of occasions my practice can submit applications to be reinstated on the Rooftop Mortgages conveyancing panel?

Top Tip: The best way to avoid the hassle of seeking Rooftop Mortgages panel reinstatement is to ensure that your firm is not removed off of the Rooftop Mortgages conveyancing panel in the first place.

Note: Subject to certain conditions Lexsure’s experts or consultants can assist in providing you with guidance for reinstatement onto the Rooftop Mortgages conveyancing panel but under no circumstances will Lexsure (or the Conveycentric Team) submit an application to Rooftop Mortgages directly or via their preferred panel manager. Any reinstatement application will have to be made by your firm. For the avoidance of doubt, Lexsure (or the Conveycentric Team) are in no way involved in managing the Rooftop Mortgages conveyancing panel.

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