Removal from the Rooftop Mortgages and other lender panels: Why they do it and how to get reinstated

  • Recurring delays in registering a charge on behalf of Rooftop Mortgages Delays or failure to register the Rooftop Mortgages charge may result in referral to external lawyers of Rooftop Mortgages to complete outstanding requirements.
  • Persistent non-compliance with post completion requirements set by Rooftop Mortgages
  • Missing deadline to reapply to be on the Rooftop Mortgages convincing panel
  • Breaches of Rooftop Mortgages conveyancing panel Terms and Conditions
  • Failure to act in accordance with the Rooftop Mortgages panel terms, the written instructions that Rooftop Mortgages provide and the UK Finance Lenders’ Handbook or any alternative set of standard instructions to which Rooftop Mortgages may subsequently adopt.

Rooftop Mortgages panel reinstatement: Five Common Questions

  • What are the next steps open to me if our Rooftop Mortgages panel reinstatement application is turned down and our client has a mortgage application with the Rooftop Mortgages?
  • Is it the practice manager who is required to sign the reinstatement application to the Rooftop Mortgages panel ?
  • Can we act for Rooftop Mortgages while the appeal for reinstatement on the Rooftop Mortgages panel is being reviewed? How do I discover if our reinstatement application to the Rooftop Mortgages panel is approved?
  • What are our options if my firm’s reinstatement panel application with Rooftop Mortgages is declined?
  • Please can you set out the application protocol to be reinstated onto the Rooftop Mortgages conveyancing panel?

Top Tip: The best way to avoid the hassle of seeking Rooftop Mortgages panel reinstatement is to ensure that your firm is not removed off of the Rooftop Mortgages conveyancing panel in the first place.

Note: Subject to certain conditions Lexsure’s experts or consultants can assist in providing you with guidance for reinstatement onto the Rooftop Mortgages conveyancing panel but under no circumstances will Lexsure (or the Conveycentric Team) submit an application to Rooftop Mortgages directly or via their appointed panel manager. Any reinstatement application will have to be made by your firm. For the avoidance of doubt, Lexsure (or the Conveycentric Team) are in no way involved in managing the Rooftop Mortgages conveyancing panel.

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