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Removal from the NRAM Ltd and other lender panels: Why they do it and how to get reinstated

  • Persistent delays in post completion requirements on behalf of NRAM Ltd
  • Failure to act in accordance with the NRAM Ltd panel terms, the written instructions that NRAM Ltd provide and the UK Finance Lenders’ Handbook or any alternative set of standard instructions to which NRAM Ltd may subsequently adopt.
  • Significant delays in registering security on behalf of NRAM Ltd Delays or failure to register the NRAM Ltd charge may result in referral to external lawyers of NRAM Ltd to complete outstanding requirements.
  • Missing deadline to reapply to be on the NRAM Ltd convincing panel
  • Breaches of NRAM Ltd conveyancing panel Terms and Conditions
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reinstatement guidance

NRAM Ltd panel reinstatement : You have questions, we have answers

  • Do any avenues remain open if my firm’s reinstatement panel submission with NRAM Ltd is turned down?
  • What are the next steps open to me if our NRAM Ltd panel reinstatement application is refused and the client of the firm has a mortgage application with the NRAM Ltd?
  • Am I restricted as to the amount of times my practice can apply to be reinstated on the NRAM Ltd conveyancing panel?
  • How often will this firm be required to re-apply to remain on the NRAM Ltd conveyancing panel?
  • Is there a cost to revert back onto the NRAM Ltd conveyancing panel?

Top Tip: The best way to avoid the hassle of seeking NRAM Ltd panel reinstatement is to ensure that your firm is not removed off of the NRAM Ltd conveyancing panel in the first place.

Note: Subject to certain conditions Lexsure’s experts or consultants can assist in providing you with guidance for reinstatement onto the NRAM Ltd conveyancing panel but under no circumstances will Lexsure (or the Conveycentric Team) submit an application to NRAM Ltd directly or via their appointed panel manager. Any reinstatement application will have to be made by your firm. For the avoidance of doubt, Lexsure (or the Conveycentric Team) are in no way involved in managing the NRAM Ltd conveyancing panel.

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